Health Savings Account (HSA)

Health Savings Account (HSA)Health Savings Account (HSA)Health care is an important part of an employee benefits package, albeit an expensive one. With health care costs rising, businesses are looking for alternatives to the customary managed care plans. One of the options available is a Health Savings Account (HSA). What is an HSA? An HSA is a type of consumer-driven health care account. HSAs are a type of account that allows individuals to save for qualified medical expenses tax-free. They were modeled after Archer MSAs, brought about when President Bush signed in the Medicare Modernization Act in 2003. HSAs are open to anyone who is enrolled in a qualified High Deductible Health Plan (HDHP). Account funds are contributed into the account tax-free. Money in the HSA is allowed to accumulate in the account and earn interest. When the account holder has a qualified medical expense, that person would withdraw the money tax-free for those expenses. Some types of qualified medical ex penses include deductibles, co-insurance costs, and copays. The money stays in the account from year to year and just keeps rolling over. HSAs are owned by the individual, not by employers. Any money contributed into the account, whether by employer or employee, is the employees to use for their qualified medical expenses. Who is Eligible for an HSA? Employers who wish to platzdeckchen up an HSA for their employees must also enroll their employees in anHDHP. To qualify for an HSA, employees Must have coverage through an HDHPNot have coverage through any other health insuranceNot have coverage through MedicareCannot be claimed as a dependent on anyones tax return Anyone can qualify for an HSA regardless of income. There are no income tiefpunkts or maximums to sign up for an HSA. Who is Not Eligible for an HSA? Employees that have any of the following cannot sign up for an HSA. MedicareTricareFlexible Spending Account (FSA)Health Reimbursement Account (HRA) There are some exce ptions. Employees can have an HSA with an HRA or FSA under certain conditions. If the HRA and FSA are used only for vision, dental or preventive care benefits and not for medical benefits, its fine to use either alongside an HSA.HRAs and FSAs can be used for medical accounts ONLY after the minimum annual deductible has been met for the HDHP.An HRA that is set up to fund health care costs after retirement can be used along with an existing HSA.If an existing HRA is already established and an employeeagrees to forgo health care reimbursements during the period when theres a contribution to their HSA, both would be allowed to exist at once. Who Can Contribute to the HSA? HSA contributions can be made by the employer, employee, or through a shared contribution through both parties. A contribution can also be made by a third party on behalf of the employee. Employees can also make a one-time transfer from their IRA to their HSA. Anyone that is self-employed, a partner or S-Corporati on share are not considered employees of a company and cannot receive an employer contribution. They may open up an HSA, but it would have to be self-funded. If an employer contributes to the HSA, they can do it in a couple of ways Contributions can be made through salary reductions through a cafeteria section 125 plan on a pre-tax basis.An employer can automatically make contributions through a cafeteria plan on behalf of the employee. Certain rules do apply, though. If the employer makes the contribution or any portion of the contribution to the HSA, then that portion is not taxable to the employee as income or wages. Additionally, contributions must stop once an individual is enrolled in any type of Medicare plan. Remember that once money is contributed by an employer into an employees account, any money is deemed the employees, even if they leave the company on a voluntary or involuntary basis. The individual owns the account and decides how the money is allocated to medical exp enses and invested, while employed with the company, and once the individual no longer works for the company. Can the Money in the HSA be Used for Anything Else? The amount contributed to the HSA must be used for qualified expenses related to the HDHP. Receipts for expenses should be kept in a safe place. If an employee must withdraw HSA money, it is similar to the penalties for withdrawing from an IRA before its time limit. The withdrawn amount is subject to income tax, plus a 10% penalty. Compare an FSA with an HSA. HSA and HDHP Contribution Limits The following amounts are adjusted for inflation annually. HDHP minimum deductible2019$1,100 (individual coverage)$2,700 (family coverage) HDHP annual out-of-pocket (including deductibles and co-pays) cannot exceed2019$6,750 (individual coverage)$13,500 (family coverage) HSA Maximum Contribution Amount2019$3,500 (individual coverage)$7,000 (family coverage) Catch-Up Contributions (age 55 or older)2019$1,000 Any contribution made to an HSA that is in excess of the maximum contribution level must be withdrawn, otherwise, it is subject to an excise tax. If the HSA amount for the year was not reached, there are no penalties. All contributions are pro-rated for the year based on how many months the employee is in the plan.

10 Best Paid Musicians in the World

10 Best Paid Musicians in the World10 Best Paid Musicians in the WorldBeing a professional musician is not as easy as you may think. Imagine being on tour for half a year, almost every night in different city. No doubt it is exhausting both physically and psychically. But if you end up in the saatkorn league as superstars mentioned below, you sure get nice financial reward in the end.source http//onforb.es/1IV2ok310. Toby Keith $65 millionThis may be a little surprise for non-american readers. Toby Keith is well known American country singer-songwriter, producer, actor and business man. His 2014 paycheck combines all of these activities. Need not to be mentioned that he is excellent at all of them.9. Calvin Harris $66 millionThis Scottish singer, songwriter and producer could be nicknamed the top-ten-hit-making-machine. He is one of the best paid DJs out there and produces hits for several biggest pop stars.8. Paul McCartney $71 millionPaul McCartney doesnt have to be introduced. He may be considered one of the biggest music figures alive. In 2014 he played world tour. Its rumoured that he earned $3.5 million per city.7. One Direction $75 millionBackstreet Boys of the 21.st century? One Direction proves, that people all over the world still cant get enough of boy bands. This amount is earned by well paid live acts, commercials and their recent No.1 album Midnight Memories.6. Justin Bieber $80 millionIt seems like his behaviour doesnt affect his earnings. Justin Biebers brde tour helped him earn the biggest paycheck of his career.5. Bruce Springsteen $81 millionThe Boss is famous for his high energy concerts. He has been performing since 1970s to the present. 2014 tour earned him roughly $4 million per show.4. Bon Jovi $82 millionPeople love shows of this American rock band, which showed up on their Because We Can Tour. They have grossed $250 million at the end of the tour.3. The Eagles $100 millionThe most successful music act of the 1970s. During their career they earned 5 number-one hits, 6 Grammy Awards, 5 American Music Awards and 6 number one albums. They earned a nice paycheck at the end of 2014 as well.2. Beyonc $115 millionConsidered as queen of pop. Beyonc earned this kind of money thanks to a surprise album Beyonc, The Mrs. Carter Show World Tour and commercial agreements with brands such as HM or Pepsi.1. Dr. Dre $620 millionAnd the winner is Dr. Dre. You sure heard about his verstndigung im strafverfahren with Apple. They purchased his Beats company for unbelievable $3 billion. He threw a huge party celebration after this deal was closed. No wonder, it made him the best earning musician of 2014.source http//onforb.es/1IV2ok3Do you like this story? Share it with your friends.Share Your Feedback or Ideas in the Comments

Avoid Joining the Mass Depression

Avoid Joining the Mass DepressionAvoid Joining the Mass DepressionExcerpted from Youre Better Than Your Job SearchBy Marc Cenedella and Matthew RothenbergCoping with the feelings that go along with a job loss is challenging under any circumstances, but job seekers find themselves dealing with negative group-think and perhaps even a mass depression.Kathryn J. Fraser, a psychiatrist and associate professor of psychiatry at the University of New Mexico School of Medicine in Albuquerque, takes the notion a step further, saying that too much exposure to television and the Internet - regardless of the program - can have mental as well as physical consequences.I think its important that people limit their time watching the TV, she says. There are actual studies that show that too much TV goes along with increased depression. And part of it is, physically, people are just sitting there, watching something, and our bodies were not meant to do that. Again, back to evolutionary psychology, we need to be running around and doing physical exercise.In fact, experts tell Ladders time and again that regular exercise and eating right are key to maintaining the healthy mind and body that will be required for an arduous job search. We all sweat from anxiety, says Elizabeth Friedman, a clinical psychologist in New York. It is way better to sweat from a good workout. There is all kinds of evidence that exercise releases all kinds of good stuff in your brain and makes you more positive.Indeed, people will have to work hard to overcome the repeated rejection that can come with an extended job search. The mind has to change to the concept of, Its going to take me a while to find a job, says Kevin Skinner, a marriage and family therapist who also shares his expert advice at MyExpertSolution.com.Think, Its not a matter of if, but a matter of when I get that new job. And until then, Im going to be hitting up against a lot of rejection. And we dont deal with rejection very well as huma n beings, especially when it has to do with our finances and being able to provide for our families.Michael Jolkovski, Ph.D., a psychologist and psychoanalyst in Falls Church, Va., agrees. Its sort of like the entrepreneurs mentality, where people are doing something and the success is uncertain, he says. Just like certain salespeople - if they get a 1 percent response rate, then theyre doing well. They have to have the mentality to make 99 calls and say, Well, theres one more down, instead of saying, Oh, Ive been rejected 99 times. Now available in e-book fasson from online retailers, including Amazon and Barnes Noble.From Youre Better Than Your Job Search by Marc Cenedella and Matthew Rothenberg.

Become Financially Independent as a Stay-at-Home Mom

Become Financially Independent as a Stay-at-Home MomBecome Financially Independent as a Stay-at-Home MomWhen you become a stay-at-home parent, you ultimately give up a wide variety of things, and one of the things that you may no longer have is financial independence. Many parents who choose to stay home have a spouse or partner who is financially stable and willing to make the necessary financial sacrifices for a single-income family. Sooner or later, though, there will come a time when you begin to miss and even crave that independence you lost when you became a stay-at-home parent. Address the Issue of Why You Need to Be Financially Independent When you decide that you need to be financially independent, it is important to address the issues that are causing you to feel that way. If one parent is staying at home, it will only work if everything becomes ours and you work as a team. A yours and mine attitude will not work in a relationship where one partner is dependent on the o ther for daily expenses and expenditures. Some stay-at-home parents find themselves in a situation where the other partner becomes controlling and closely monitors the spending, which makes it difficult to find money to buy things for themselves or others in the family without the approval of the other spouse. If this is the case, you may want to set up a category where you each get money that you can spend without being accountable to the other partner each month. If its proving difficult to come to an agreement on this matter, it also may be a signal that it is time to get some outside counseling help for the relationship. Another reason is that the stay-at-home parent or their partner may feel that they are no longer contributing to the well-being of the family. Often, stay-at-home parents can save a significant amount of money in childcare costs and other ways through using couponsand cooking at home. Though youre not specifically earning an income, this is totenstill ultimately contributing to the financial well-being of the family since it saves the family money overall. If this feeling exists, it is important to sit down and talk it through. Create a budget for both scenarios and determine which option is best for your family as a whole. Look for Work at Home Options If you want to become financially independent, you will need to find a way to generate income. There are many options that allow you to be at home with your children, but still bring in income to support your family. These options are not always easy and you will often need the support of your spouse or partner to make them work, but they can help you become financially independent. Start an At-Home Business One option is to start a business that you can work on from your home. This may be watching other children or it could be a service that you can provide others from your home. For example, some hairdressers will convert a garage or basement to a salon and offer services from th eir home around their childrens schedules.You could also restore furniture for people or offer catering or cooking services for families that do not have time to cook. Make Money With the Internet Another option is to find a business or job that you can do online. For example, you can open an Etsy store and sell items that you make online. You could also use eBay to sell items that you find. Another option is to build a specialty website where you sell items that you purchase at a discount. There is also the possibility of blogging or vlogging and monetizing it to make money. Many of these projects can be done during your childrens downtime and work into a decent revenue stream over time. Find a Work-at-Home Job There are a number of jobs that you can do online from freelance writing to answering phone calls to data entry. The key is to look for legitimate opportunities and companies that you can trust. Some call center jobs will train you locally at a center and then allow you to work from home. Depending on your line of work, you may be able to transition your office job into one that you do primarily from home. There are online only teachers and professors as well as accountants and other jobs. You can work evenings or nights and still focus on your children during the day.

The One Thing to Do for Uf Career Resource Center Resume

The One Thing to Do for Uf Career Resource Center Resume The aim of the mock interview is recognize things that work and dont do the job for you. An appreciation of prayer is imperative. Introduction In the character of the instance, the preacher has certain peculiar challenges, opportunities and duties. Encourage a young person to become involved with the community today But What About Uf Career Resource Center Resume? The company might also ask for other personal or professional references along with employment references. It ought to be focused on what is pertinent to your industry. Many industries have professional organizations where it is possible to take part in discussions that are associated with your area. Learn more about the complete collection of hiring companies. Some graduates said it was likely they simply didnt take whole benefit of the resources being supplied. These courses share the newest in medical expertise, teach new patient-relationship abilities and help providers deal with relevant current troubles. These kinds of resumes are most frequently employed for someone who would like to change their career path entirely or have limited experience. The options for each one of the majors listed are intended to get you thinking about occupations linked to a specific area of study. Each return will forever sportsfreund the essence of the original energy, hopefully for the benefit of whoever owns the chart. At the conclusion of your internship, you will have relevant experience that will help you decide if starting your career in the discipline of your internship is the best choice for you. The use of the program was supposed to give career mentoring and boost awareness and appreciation of differences in others. Youre not restricted to these options when deciding on a potential career path. H. Users should have the ability to review feedback from several individuals. For questions regarding any practical training and necessary authorization, the student should contact their assigned ISA. Students on track to get a certificate must also finish the certificate degree application. Want to Know More About Uf Career Resource Center Resume? In cover letter, write that youll be relocation to. You are able to discover additional information by going to the links below. Each guide was developed by a neighborhood career specialist and is updated annually. Fraudulent job posters have become increasingly more clever. The Number One Question You Must Ask for Uf Career Resource Center Resume Or you might be considering zugreifbar study for the very first moment. Have a look at the one that youve been using, maybe even for a couple of years now. You took the opportunity to follow my heart and share with me regarding the assessment. Sometimes students think that theyll go a single time for half an hour and get everything they need, but its not that easy. Ruthless Uf Career Resource Center Resume Strategies Exploited Late Withdrawals arent allowed. Students may use the center at any moment during their college careers. They are easily lured with refreshments. Study nooks are also readily available for students who want somewhere to study individually or in groups. Information sessions are a fantastic means to familiarize students with what you need to offer as an employer. Next, you are entitled to schedule follow-up appointments. You are going to be referred to a Biology Adviser whenever it is suitable. Florida States bachelors degree in Sport Management is intended to offer you an introductory comprehension of the sport market. Be aware that a bachelors degree is needed for certain state-funded programs like Head Start. Like their Facebook Page to adhere to the most recent news. Top Uf Career Resource Center Resume Secrets After you create your account, you can look for jobs. When you look great in brown, all youve got to do in order to get started is to complete a UPS app lication and submit it. If a discrepancy is found between the info you provided and the information obtained during the verification process you could be offered a chance to spell out or the job might not be offered or work offer withdrawn. Sign up and make a new account by means of your USF email, and password of your selection. Provide correct data, such as working phone numbers and correct names of earlier employers together with their addresses when you complete the UPS Application form. Company registration is currently available here. Registration fees are available here. Begin with the natal info to set a foundation for the six activations.

Farewell to The Office 4 Harsh Realities for the Comedic Workplace - Spark Hire

Farewell to The Office 4 Harsh Realities for the Comedic Workplace - Spark HireWell, its official everyones favorite workplace comedy has come to an end.While The Office is just a show, the reality is that the ending weve seen would have never come to fruition had this been an actual workplace. Plenty of lines have been crossed over the years on the show, and its worth taking a look at how things would have been different on The Office if it were more like your office.Office romances.Pam and Jim. Dwight and Angela. Andy and Angela. Kelly and Ryan. Erin and Pete. Michael and Holly. The list goes on and on no really, it does. Had this been an actual workplace, these couples would have had to sign a relationship disclosure agreement, giving them plenty of time and red tape to decide if this relationship welches really worth pursuing.If they had been able to date at all.Many workplaces have a strict no-dating policy amongst co-workers, which helps the company avoid getting caught up in any legal or liability issues if things turn sour. In this case, Michael Scott would still be acting manager of the Scranton branch of Dunder Mifflin. And everyone would have most likely lost interest in the show because who doesnt love a good romance?Professional vs. personal.Ok, we take that back. Michael Scott would have beenfired a long time ago. Remember Diversity Day? Or when Michael fake fires Pam in the very first episode? And dont forget the many, many, many instances of sexual harassment that Michael Scott instigated throughout his time on the show.The long and short of it is that Michael Scott would have been a huge liability to the company and let go long before he was able to do any more damage. Who would have taken Michaels role as Manager? Most likely someone outside of the office and this is why.Dwight shot a firearm in the office the one day he was acting Manager.And thatpretty much sums up that.Work productivity and performance.Lets be honest here. The Scranton b ranchwas one of the worst examples of workplace productivity and high performance output. You could probably count on two hands the amount of sales calls we actually saw over the years.What we did see were the office Olympics, countless unproductive conference meetings and many, many in-office parties. Its difficult to believe that any work was getting done and with that, The Office, as we know we it, would have ceased to exist long ago.List off some more harsh realities for the comedic workplace in the comments belowIMAGE Courtesy of Flickr byRandy Son Of Robert

Customize this Outstanding Recruiting Manager Resume Sample

Customize this Outstanding Recruiting Manager Resume SampleCustomize this Outstanding Recruiting Manager Resume SampleAs both a recruiting manager and jobseeker, you know both sides of the coin when it comes to recruiting talent. Youre up against competition thats bound to match you in experience and intellect, so you need to use any advantage you can to stand out from the pack and get recruiters to notice you. Yur job-hunting strategies must begin with a well-written, stellar resume thats organized, easy to read, and calls attention to your professional strengths and skills.Thankfully, youre not going at it alone. Study our recruiting manager resume sample to learn essential techniques and gain helpful advice for crafting your own version. As youll see in our example, you need to incorporate your industry-specific skills, emphasize your professional achievements and follow best practices for formatting and organization. Dont forget that our resume builder is herbeie to help if you n eed it.Create Resume Pamela Braden100 Broadway LaneNew Parkland, CA, 91010Cell (555) 987-1234example-emailexample.comProfessional SummaryProactive Recruiting Manager with effective and custom recruiting programs for a variety of recruiting situations. Has successfully recruited to fill brand new company divisions, has hosted several successful job fairs and has created several unique methods for finding qualified candidates. Constantly pursuing the next innovative way to meet corporate staffing needs.Core QualificationsProfessional NetworkingCollege RecruitingJob Fair OrganizationEvent CoordinationInternet ResearchCareer Development ProgramsExperienceRecruiting Manager, December 2009 PresentKillian Corporation New Cityland, CAMaintains a schedule of six large college recruiting fairs throughout the country.Actively pursues fhigkeit candidates through Internet research.Keeps a regular interview schedule to update information on candidates.Recruiting Manager, June 1993 November 20 04Ashley Incorporated New Cityland, CADeveloped an active recruiting program that kept files on the top talent in the industry.Never failed to meet a departmental managers personnel needs by their deadlines.Utilized innovative Internet techniques to bring in resumes from qualified candidates.Education1993 Bachelor of Science, Human ResourcesMellon University New Cityland, CACustomize ResumeWhy Is This a Good Recruiting Manager Resume Sample?In todays resumes, the objective section is quickly going the way of the dinosaur. Summary statements are now preferred, and theyre a great opportunity to begin selling your skills and expertise right up front. As this recruiting manager resume sample demonstrates, an effective statement should contain your most compelling abilities, expertise, and achievements. Our jobseeker also sets herself apart from other candidates by using proactive to describe herself and focusing on results shes gained for previous employers. Thats a smart move, becaus e hiring managers want to know exactly what you bring to the table as a professional.To further understand why this is a successful resume, take a look at the core qualifications section. You might notice shes limited her list to industry-specific abilities such as professional networking, job fair organization, and event coordination. In doing so, shes kept this section focused and relevant. When you create your own core qualifications section, follow this example. Choose between six and eight of your most compelling skills, formatting them in a bulleted list with short phrases. The work experience section is where you do the strongest selling of your professional abilities and expertise. As you see in this recruiting manager resume sample, this jobseeker has structured this part in a neat, easily skimmable format with bullet points. While you construct this portion of your resume, keep in mind that its what you put in those bullet points thats important. Be sure to incorporate not eworthy achievements and use dynamic action verbs when composing content.Although the education section is the last portion of your resume, it also affords you one final opportunity to prove why youre qualified for the job. Just like our example candidate does, limit your listing to schooling thats relevant to the position you want. Also, you do not need to include your high school diploma if you possess undergraduate or graduate educational experience.Why You Need a Strong Recruiting Manager ResumeThe Bureau of Labor Statistics estimates that jobs will grow by around nine percent in your profession by 2024. That growth brings fiercer competition with it, so your job is to get hiring managers to notice you. Thats going to be a tough task, considering that most hiring managers only take between five and seven seconds to browse a resume. In those few moments, they must whether a candidate potentially has the needed qualifications for a position. Doesnt that sound familiar? Now switch back into hiring manager mode for a moment and read our recruiting manager resume sample. It didnt take you long to find this jobseekers primary skills and career achievements, did it? Thats because she wrote her resume in a format thats easily skimmable and makes her qualifications immediately evident. In a similar fashion, your own resume must clearly illustrate your expertise and abilities.Costly Recruiter Manager Resume Mistakes To AvoidAs a recruiting manager, youre already well aware of several common blunders candidates commit on their resumes. Skipping revision and proofreading, outright lying, and using an unprofessional email address are definite pitfalls to avoid. However, you might need a refresher when it comes to other potentially costly errors. One common mistake many candidates make is limiting their work histories to mere laundry lists of past duties. Observe how our jobseeker in this recruiting manager resume sample focuses on specific achievements, such as develop ing a recruiting program for top-rated talent. Also, she backs up the description of herself as proactive from the summary statement by mentioning her pursuit of job candidates. Moreover, she calls attention to her time management and organizational skills and distinctly mentions keeping a regular interview schedule to scout out talent. With these targeted tactics, she positions herself as a successful recruiter with a proven track record.ConclusionTo boost your chances of advancing to the interview stage, you need a strong resume. Follow the tips and advice in our recruiting manager resume sample to gain the edge you need. Best writing practices include employing dynamic language and calling attention to relevant skills and achievements. Pair these with a solid structure and format, and your strengths are evident for any recruiter to see.

How to handle negative thoughts and emotions at work

How to handle negative thoughts and emotions at workHow to handle negative thoughts and emotions at workNo matter how much you love what you do, youre bound to experience work-related negativity at some point in your career. Whether its a particularly difficult project or a coworker that knows just how to push your buttons, negative feelings can result in stress, which is detrimental to work productivity and personal well being.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreEstimates suggest that60-80% of workplace accidentscan be attributed to stress, while the American Psychological Association pegs the overall cost of workplace stress to the U.S. economy at$500 tausend milliarden annually.While you might not be able to prevent those negative thoughts from creeping up, there are plenty of effective ways to deal with them. And it all starts with improving your emotional agility, the process t hat enables us to navigate lifes twists and turns with self-acceptance, clear-sightedness and an open mind.So how can you respond to your emotional state in a measured fashion? Psychologists tend to agree that the first step is being able to recognize negative thoughts that dont serve you. From there, try challenging them by asking yourself, Is this thought true? It is helpful? Deep breathing and visualization exercises can help calm you down, while writing about a recent positive experience has been shown to reduce the intensity of the negativity and help us process and regulate emotions.Being able to handle negative emotions is essential to workplace well being. While it might be challenging, try using these eight effective techniques to ensure any destructive mindset that emerges can be managed effectively.Courtesy of QuickQuidThis article first appeared on Quickquid.com .You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social cla ss in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

4 Factors to Measure Your Online Reputation

4 Factors to Measure Your Online Reputation4 Factors to Measure Your Online ReputationRecruiters and hiring managers use four dimensions to evaluate the people they Google.Theres no debating it, your online reputation will impact your ability to get a job. The facts83 percent of hiring managers and recruiters research candidates online. Execunet, 2007 70 percent of recruiters have eliminated candidates based on infassonation they found online. Microsoft 2009 - US, UK, France, GermanyNot long ago, when someone Googled you, they were making a decision about you based on two factors volume and relevance. Volume speaks to how much content there is on the Web about you - the more there is, the more people believe you have something to say. Relevance speaks to how consistent the content is with who you say you are. It answers the question, is this partie relevant and compelling?When we designed the Online ID Calculator, we built an algorithm that measures these two important factors of online reputation. Nearly 60,000 people have used the calculator to measure their volume and relevance of results and see where they show up in a four-box model.Recently, however, thanks to changes in how Google displays results, the huge rush of people to get their brands online and the way we search for people on the Web, we identified two additional factors that searchers use to evaluate the people they Google. Those factors are purity and diversity.Purity Now that almost everyone has jumped on the Web, there is a lot of noise. There was a time when you Googled me - William Arruda - and the only results were about me. I am fortunate to have a fairly unique name. (Thanks, Dad) But now, a Google search reveals that there is a bodybuilder, a cop and a teacher who share my unique name. You have likely seen the same when you Google yourself. This creates confusion for those who want to learn about you - making it hard for them to discern what content they should associate with you .Diversity The diversity measure acknowledges the evolution from text-only searches to blended search. You have likely noticed when you perform a Google search that the results include the standard written content (links to blogs and Web sites and articles, for instance) along with images, video and real-time content. No longer is it enough to comment on a few blog posts, build your LinkedIn profile and publish an article to a relevant Web portal. Today, you need to ensure that that your Web content is diverse - that it includes multimedia items and your recent Twitter posts.The next time you Google yourself, look holistically at these four measures - volume, relevance, purity and diversity - and ask yourself, What perceptions would searchers form from reading my Google results?Once you are clear about your personal brand, here are three steps to enhance your online reputationStep 1. Understand your digital brand. You can use tools like Google, Truveo and Addictomatic, and online ID Calculator, to understand how you measure up in the four dimensions of online branding.Step 2. Determine which of the four measures - volume, relevance, diversity or purity - needs the greatest attention (you may have a couple that could use some work).Step 3. Depending on which areas need the most attention, apply the tips belowVolume enhancers If you need more results that are about you, set up social networking profiles on many sites by editing your current branded bio and establishing accounts at naymz, ziki, ziggs and other sites.Relevance enhancers To enhance relevance, where possible, remove content that is unflattering or inconsistent with how you want to be known, write an article about your area of expertise and post it to an appropriate online portal. Find blogs related to your area of thought-leadership, subscribe and comment when you have something valuable to contribute. Review books related to your area of expertise at amazon.com and barnesandnoble.com. Publish relevant white papers to SCRIBD.com. To learn how to turn one real-world communications activity into a years worth of online content, check out this video http//bit.ly/realvirtual.Purity enhancers Sign up for an account at Vizibility. The service allows you to identify the Google results that are about you and create a Search Me button that you can include in your elektronischer brief signature, your LinkedIn profile, on your blog, etc.Diversity enhancers Sign up for a Flickr account and post relevant images. If you dont already have one, set up your Google profile.Soon, you should be on your way to the volume, relevance, purity and diversity that will improve your ability to get a job.